About The Credit Union
Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5,400 members and $91 million in assets. Over the course of our 60+ year history, the Credit Union has grown to be a full service financial institution, serving the diverse needs of members and their families for lifetimes and generations.
Your Accounts Are Secure
Your money is safe. BHCSCU Deposits are federally insured and backed by the full faith and credit of the United States Government and insured through the National Credit Union Administration’s (NCUA) Share Insurance Fund up to $250,000 per depositor.
Vision Statement
To empower every member to enhance their financial health through their engagement with the credit union
Mission
Baylor Health Care System Credit Union is dedicated to providing its members with competitive financial products and services while maintaining a sound financial position. The Credit Union delivers these products and services in a personal, efficient manner and adjusts them according to our members’ needs.
Our members are people, not account numbers.
| BANKS | CREDIT UNIONS |
|---|---|
| For profit | Not-for-profit |
| Paid Board of Directors | Volunteer Board of Directors |
| Stockholders own the bank | Members own the credit union |
| Serves customers | Serves member-owners within their field of membership |
| Customers have no voting rights | Members vote for Board of Directors |
| Profit driven | Service driven |
| Return profits to stockholders | Return profits to members |
| Federally insured by FDIC | Federally insured by NCUA |
What is a credit union? A credit union is a not-for-profit financial institution, owned by its members. Because we’re a different type of financial institution, our profits go to you, the member/owner, in the form of better rates on savings and loans as well as better services and lower fees overall.
Remember: investing more in your Credit Union means we’re able to invest more in you and your family! Together, we can make your financial goals a reality!
Our Membership
Baylor Health Care System Credit Union is dedicated to providing its members with competitive financial products and services while maintaining a sound financial position. The Credit Union delivers these products and services in a personal, efficient manner and adjusts them according to our members’ needs.
Become A Member
All it takes to join is an initial deposit of $25 into a regular share (savings) account. As a not-for-profit organization founded in 1957, Baylor Health Care System Credit Union has offered members many advantages over banks and other types of financial institutions, including lower or no fees on the services you use the most, low rates on your loans, and higher returns on your savings.
Credit Union News & Updates
Stay up to date on the lates events and news related to your Baylor Health Care Credit Union.
Location & Hours
Baylor Health Care System Credit Union
4005 Crutcher Street, Suite 130
Dallas, TX 75246-2122
Lobby Hours
Monday – Friday 7:45am – 4:30pm
Drive Thru Hours
Monday – Thursday | 7:30am – 4:30pm
Friday | 7:30am – 5:30pm
