Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Baylor Health Care System Credit Union ## Sitemaps - [XML Sitemap](https://bhcscu.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [BHCSCU 69th Annual Meeting](https://bhcscu.com/annual-meeting/) - DATE: March 31, 2026 TIME: 2 p.m. to 3 p.m. LOCATION: Baylor University Medical Center Beasley Auditorium (Truett Building/Hospital) – 1st Floor 3500 Gaston Ave, Dallas, TX 75246 Please RSVP by sending an email to management@bhcscu.com by March 19. Parking Instructions: Anyone attending the Annual Meeting should park in Garage 4 and enter through the - [2025 National Hot Day](https://bhcscu.com/2025-national-hot-day/) - Date: July 16, 2025 Location: The Credit Union parking lot. Frankly You’re the Best! The BHCSCU team hosted our first National Hot Day and invited our staff and the Baylor Police Department to show our appreciation for all that they do. Thank you to all who showed up to enjoy the day with us. - [2025 DFW Brain Tumor Walk & Race](https://bhcscu.com/2025-dfw-brain-tumor-walk-race/) - DATE: March 1, 2025 Location: AT&T Stadium Two of our team members completed the 2025 DFW Brain Tumor Walk & Race hosted by the National Brain Tumor Society. The annual event raises awareness and funds to support the needs of brain tumor patients and their families. This is a cause near and dear to our - [BSW Healthcare Wellness Event in May](https://bhcscu.com/bsw-healthcare-wellness-event-in-may/) - Date: March 5, 2025 Location: Our team Supporting the BSW Health 2025 Wellness Wednesday - [Health Care Appreciation Week](https://bhcscu.com/health-care-appreciation-week/) - DATE: May 9th, 2024 LOCATION: Baylor University Medical Center Campus Our BHCSCU team was thrilled to connect during Health Care Appreciation Week with so many current members and meet potential new members at the Take Care Thursday Wellness Fair held on May 9th! - [BSW Health 2025 Healthcare Appreciation Week - "The Power of We"](https://bhcscu.com/bsw-health-2025-healthcare-appreciation-week-the-power-of-we/) - Date: March 5, 2025 Location: Celebrating BSW’s The Power of We event - [2025 Small Credit Union Solutions Summit](https://bhcscu.com/2025-small-credit-union-solutions-summit/) - Date: April 2-4, 2025 Presented by the AACUC Future Fund and Navy FCU. Location: 2025 Small Credit Union Solutions Summit - [Small Credit Union Roundtable, Governmental Affairs Conference](https://bhcscu.com/small-credit-union-roundtable-governmental-affairs-conference/) - Date: March 2, 2025 Location: Washington, DC It’s always an honor to collaborate with others in our industry. This March, BHCSCU’s leadership participated in the year’s biggest advocacy and networking event. Our President/CEO, Delana Huling, shared her insights during a panel discussion on Staff Development and Succession Planning during this year’s Governmental Affairs Conference. - [The Heart Hospital Cardiovascular Institute's Graduation](https://bhcscu.com/the-heart-hospital-cardiovascular-institutes-graduation/) - Date: August 23, 2024 Location: Dallas, TX Congratulations August 2024 Graduates! Last month, BHCSCU attended The Heart Hospital Cardiovascular Institute’s graduation. We are proud to offer special financing options to students in this program and were excited to celebrate the most recent graduating class. - [Crash Elevate](https://bhcscu.com/crash-elevate/) - Date: September 4-6, 2024 Location: Houston, TX Our Vice President of Branch Operations, Myricka Coney, attended the Elevate Leadership Conference as a 2024 CRASHER. “It was an absolute pleasure to have been chosen to represent the Cornerstone Young Professionals. At Crash ELEVATE, we gained insights on how to level up our career and heard from - [Belinda & Janice's Retirement Party](https://bhcscu.com/belinda-janices-retirement-party/) - Date: September 6, 2024 Location: Dallas, TX Enjoy your retirement Belinda & Janice! - [CU Leadership Convention & AACUC Annual Conference](https://bhcscu.com/cu-leadership-convention-aacuc-annual-conference/) - Date: July 30 – August 2nd Location: Las Vegas BHCSCU’s CEO, Delana Huling, shared her insights during a CEO Panel Discussion on Lessons in Leadership during the 47th Credit Union Leadership Convention. The event, which was held in partnership with the African American Credit Union Coalition, is one of the largest conferences of the year - [BHCSCU Welcomes New Board Member, Jeshahnton V. Essex](https://bhcscu.com/bhcscu-welcomes-new-board-member-jeshahnton-v-essex/) - DATE: July 24, 2024 LOCATION: Dallas Dallas, TX (July 24, 2024) – Baylor Health Care System Credit Union (BHCSCU) is delighted to announce the recent appointment of Jeshahnton (Shaun) V. Essex to its Board of Directors. Jeshahnton was appointed at the June meeting to serve for an unexpired portion of a term created by a - [Fort Worth Chapter Young Professionals Takeover](https://bhcscu.com/fort-worth-chapter-young-professionals-takeover/) - DATE: June 25, 2024 LOCATION: Fort Worth Our phenomenal CEO, Delana Huling, shared her wisdom with young leaders in the credit union industry during a recent panel discussion in Fort Worth. By shedding light on her own growth, she’s inspiring the next generation of leaders while strengthening relationships with prominent peers. - [Industry Networking Events](https://bhcscu.com/may-events/) - DATE: May, 2024 LOCATION: North Texas Several members of the BHCSCU Team had the pleasure of attending various industry networking and professional development events organized by the Cornerstone League during the month of May 2024. As always, events like these help inspire us as we look for new and better ways to serve our members. - [Fireside Chat with America's Credit Unions](https://bhcscu.com/fireside-chat-with-americas-credit-unions/) - DATE: March 28, 2024 LOCATION: Omni PGA Frisco Resort “Fireside Chat with America’s Credit Unions President/CEO, Jim Nussle” – Our CEO, Delana Huling, recently had the opportunity to network with some of the credit union industry’s top leaders during this local event. – Click on thumbnails to view images – - [Credit Union Women's Leadership Alliance annual conference](https://bhcscu.com/credit-union-womens-leadership-alliance-annual-conference/) - DATE: September 2023 LOCATION: San Francisco, California Baylor Health Care System CU CEO, Delana Huling joined other Credit Union CEOs in attending the Credit Union Women’s Leadership Alliance annual conference. CUWLA was created for female CEOs who lead credit unions $300M and under. – Click on thumbnails to view images – - [Credit Union Leadership Convention - Baylor Health Care System CU CEO and NCUA Board Chairman.](https://bhcscu.com/credit-union-leadership-convention/) - DATE: July 2023 LOCATION: Las Vegas, NV Baylor Health Care System CU CEO, Delana Huling, sharing a moment with the Honorable Todd M. Harper, NCUA Board Chairman. – Click on thumbnails to view images – - [Highlight Team Member: Lilia Welcoming International Nurses at our branch office](https://bhcscu.com/highlight-team-member-lilia-welcoming-international-nurses-at-our-branch-office/) - DATE: July 2023 LOCATION: Credit Union branch BSW Health Internationally Educated Nurses who stopped by our branch this week and joined our credit union. Our very own Lilia Melton has officially been renamed as ATE (Big Sister) and TITA (Aunt) in Tagalog which is an official language of the Philippines. Lilia we appreciate all that - [Financial Wellness Class for International Nurses](https://bhcscu.com/event-title/) - DATE: Aug 17, 2023 LOCATION: BSW Charles A. Sammons Cancer Center – Dallas Baylor Health Care System team enjoyed facilitating a financial literacy and wellness class for incoming international nurses. Baylor Health Care System Credit Union (BHCSCU), Baylor Scott & White Health (BSW Health), and CONNETICS USA an AMN Healthcare company, have formed a strategic - [Credit Union Leadership Convention - Las Vegas](https://bhcscu.com/credit-union-leadership-convention-las-vegas/) - DATE: July 2023 LOCATION: Las Vegas, NV Baylor Health Care System CU CEO, Delana Huling, sharing the stage with other credit union leaders and discussing the benefits of DEI at annual 2023 Credit Union Leadership Convention. The convention has served the credit union industry for 45 years and is now regarded as one of the - [Celebrating BSW The Heart Hospital, Plano Cardiovascular Institute graduation](https://bhcscu.com/celebrating-bsw-the-heart-hospital-plano-cardiovascular-institute-graduation/) - DATE: August 25, 2023 LOCATION: BSW Heart Hospital, Plano at the David Brown Auditorium We are proud to offer special financing options to students in the program. To show our continued support, we were excited to celebrate the graduating class of August 2023. Pictured are Adult Echo in red, CV Perfusion in blue, and Invasive ## Pages - [Home](https://bhcscu.com/) - TruStage Service Update: Some TruStage services are currently limited as they work to restore their systems. Members who need assistance, including help with a loan protection claim, can visit the TruStage Resource Hub or call 844-958-8910. JOIN NOW APPLY FOR A LOAN NOW FREE Mobile App Learn More ATM LOCATOR Find An ATM Free Fraud - [Borrow](https://bhcscu.com/borrow/) - Auto Loans New & Used Competitive, low rates Terms of up 72 months for new and pre-owned/used Over 100% financing available or flexible financing Borrower Warranty Protection and Guaranteed Asset Protection (GAP) options available Refinance Your Existing Loan Competitive, low rates Lower monthly payments Add-on options Borrower Warranty Protection and Guaranteed Asset Protection (GAP) options - [Join Us Today](https://bhcscu.com/join-us/) - Welcome to Baylor Health Care System Credit Union. Become A Member Apply For A New Loan We’re happy to help. Please remember, to be approved for a BHCSCU loan, you must be a member of the Credit Union. Additional Services Including mobile app About The Credit Union Baylor Health Care System Credit Union was founded - [Employment](https://bhcscu.com/employment/) - Interested in joining our team? Great, we can’t wait to meet you. Click APPLY, tell us about yourself and send over your resume. - [New Hire Employee Benefits](https://bhcscu.com/new-hire-employee-benefits/) - Welcome to Baylor Scott & White Health, and Congratulations! At BHCSCU, our mission is simple:Empower every member to enhance their financial health.You spend your days taking care of others—let us take care of you. Join Today and Start Your MembershipBecoming a member is quick, easy, and one of the smartest financial decisions you can make - [Weather Notice](https://bhcscu.com/weather-notice/) - Latest update: January 26, 2026 7:45PM Delays & Closures Due to weather conditions, the credit union branch will operate on the following schedule: Wednesday, January 28th: Drive-thru will Open at 10am Branch/Lobby will Open at 12pm Our Member Services team will be available during normal business hours. Member Services #: (469) 676-2200 Audio Response #: - [Disclosures](https://bhcscu.com/disclosures/) - Funds Availability Policy Disclosure EFT Agreement and Disclosure (11/2023) Truth-In-Savings (10/2025) Membership And Account Agreement (10/2025) Fee Schedule (10/2025) Request for financial and management documents The following Baylor Health Care System Credit Union documents are available upon request. Financial Statements: Current Balance Sheet Current Income Statement Most Recent Audited Financial Statements Written Board Policies Relation - [Make a Payment](https://bhcscu.com/make-a-payment/) - We want to make things easier for you! Make a payment to your Baylor Health Care System Credit Union loans or credit cards from any external account. Make a payment! What To Know You will receive a text message informing you of the amount due on your loan. You will be able to review your - [Community Events](https://bhcscu.com/community-events/) - Location: The Credit Union parking lot. Frankly You’re the Best! The BHCSCU team hosted our first National […] Read more Location: Our team Supporting the BSW Health 2025 Wellness Wednesday […] Read more Presented by the AACUC Future Fund and Navy FCU. Location: 2025 Small Credit Union Solutions Summit […] Read more Location: Celebrating BSW’s - [Forms Center](https://bhcscu.com/forms-center/) - IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for - [Rates](https://bhcscu.com/loan-rates/) - Relationship Discounts: Enjoy up to 0.50% off Auto and RV rates. Add any two of the following loyalty discounts for your 0.50% off! .25% Loan Loyalty Discount Members with current loan or loan paid off within past three years including credit card. .25% Member Loyalty Discount Members with ACTIVE* checking account. .25% Legacy Member Discount - [Manage](https://bhcscu.com/manage/) - Online Banking/Bill Pay Access your accounts and pay bills safely and securely through our Online Banking and Bill Pay portal. These free services make it easy to: View your account balance & recent transactions Pay bills with a click Make loan payments Transfer funds between accounts Transfer funds to other financial institutions with TransferNow Monitor - [Dreams Can Come True](https://bhcscu.com/mortgages/) - Home Mortgage Loans Visit our Mortgage Loan Center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process. Whether you’re buying a home or looking to adjust your payment schedule, we can help with loans including: Conventional Fixed and Adjustable-Rate Mortgages (ARMs) with terms up to 30 years Mortgage - [Auto Loans - Drive Away](https://bhcscu.com/autoloans/) - Auto Loans New & Used Competitive, low rates Terms up to 72 Months Over 100% Financing Available or Flexible financing Borrower Protection and Guaranteed Asset Protection (GAP) options available Refinanced Great Rates Flexible terms Borrower Protection and Guaranteed Asset Protection (GAP) options available Other Vehicle Loans Recreational Vehicles (Boat, Motorcycles, and RV’s) Farm Equipment Click - [Home Equity Loans](https://bhcscu.com/home-equity-loans/) - Home Equity and Home Improvement Loans Home values are rising rapidly and the equity in your home is a valuable resource! Unlock equity to build your backyard oasis, splash pool, or dream kitchen. Or maybe you would like to consolidate high interest rate credit cards and loans into one monthly payment saving thousands in interest. - [Get Started](https://bhcscu.com/getstarted/) - Welcome to Baylor Health Care System Credit Union. Become A MemberApply For A New Loan We’re happy to help. Please remember, to be approved for a BHCSCU loan, you must be a member of the Credit Union. Additional Services Including mobile app About The Credit Union Baylor Health Care System Credit Union was founded on - [Accounts](https://bhcscu.com/accounts/) - Savings Your Savings account with Baylor Health Care System Credit Union represents your share or ownership in the Credit Union. All you need is a minimum $25 deposit into your Savings account in order to join the Credit Union and start enjoying all the benefits of credit union membership. Secondary Savings Our Secondary Savings is - [FAQs - Core System Upgrade](https://bhcscu.com/core-system-upgrade-faqs/) - Audio Banking Will the Audio Banking phone number change after the upgrade?Yes, the number will be 1-833-990-0272. Will my PIN for Audio Banking change?Yes, when you call on or after October 2nd to access audio banking, you will need to set up a new password/PIN. What should I do if I have questions?If you - [Core Upgrade](https://bhcscu.com/core-upgrade/) - Thank you for your interest! Our Online banking and our online applications are temporarily offline until October 2nd while we perform a core system upgrade. Thank you for your patience. - [Core System Upgrade](https://bhcscu.com/core-system-upgrade/) - BHCSCU is excited to announce that we are upgrading to a new core banking system on Thursday, October 2, 2025. Our core banking system is the computer software responsible for primary credit union functions such as handling deposits and withdrawals, processing loan payments, and online and mobile banking, to name a few. Improving Our Service - [Security Update is Live](https://bhcscu.com/mfa-security-update/) - We launched a new security feature that offers stronger cybersecurity protections to detect fraud, while ensuring you have a positive online banking experience. Every time you login to Online Banking, the new security feature will not only confirm your credentials but also the device you are using. If the system detects a new device or - [Calculators](https://bhcscu.com/calculators/) - For your convenience, we provide several on-line calculators to assist you in your financial planning. Savings Calculators Single Deposit Savings Calculator Multiple Deposit Savings Calculator Loan Calculators Loan Payment Calculator Vehicle Loan – Low APR vs. Rebate Calculator Personal Loan Mortgage Calculator Mortgage Calculators - [Refer A friend](https://bhcscu.com/refer-a-friend/) - Refer your friends and family and get $25! Refer a family member or co-worker to Baylor Health Care System Credit Union, and we’ll give you $25 for each new member that joins, up to $250! Share the benefits of membership today with your co-workers and family members today! Start by sharing your information and the - [ATM Locations](https://bhcscu.com/atm-locations/) - BHCSCU just got a whole lot more convenient. We are now part of Allpoint, the largest Surcharge-Free ATM Network. They have 55,000 Surcharge-Free ATMs in all 50 states, Mexico, Puerto Rico, United Kingdom, Canada and Australia. Allpoint ATMs are found in convenient locations like Target, Walgreens, CVS/pharmacy, Costco and 7-Eleven. Just put your zip code - [Annual Report](https://bhcscu.com/annual-report/) - 2024 BHCSCU Annual Report 2023 BHCSCU Annual Report 2022 BHCSCU Annual Report 2021 BHCSCU Annual Report 2020 BHCSCU Annual Report 2019 BHCSCU Annual Report 2018 BHCSCU Annual Report - [Education](https://bhcscu.com/education/) - Credit Score powered by SavvyMoney® As a BHCSCU member, you have access to your credit score for FREE through our online banking and mobile banking app. Credit Score by SavvyMoney is a comprehensive program designed to help you stay on top of your credit – and has been proven to help members improve their credit - [Zelle](https://bhcscu.com/zelle/) - Send and receive money with Zelle® 4005 Crutcher Street Dallas, Texas 75246 469-676-2200 - [Google Privacy Policy](https://bhcscu.com/google-privacy-policy/) - Google Privacy Policy Last Updated: October 30, 2024 Card Valet – powered by Fiserv – helps you control your credit and/or debit cards through your mobile device, making it easy to manage your finances on the go. The App allows you to: turn your credit and/or debit cards on and off. establish transaction controls for - [Homebuyer Seminar](https://bhcscu.com/homebuyer-seminar/) - Join us! Home Buying Seminars on Wednesday, October 16th! Considering buying or refinancing your home? We are offering TWO seminars in October that will be filled with helpful information! Times: 12pm noon or 6 pm Location: Virtual or In Person Register here for our 12 pm noon event Register now for the 12:00 PM Noon - [Plan](https://bhcscu.com/plan/) - Brokerage Services We’re proud to offer members Brokerage Services through our partnership with the Credit Union National Associations’s Brokerage Services (CUNA Brokerage Services). These include complete online brokerage services, so you can make informed investment decisions. Whether you want to research stocks, watch the market, get real time quotes, or place a trade – CUNA - [Fraud Information & Resources](https://bhcscu.com/fraud-information/) - Fraud is on the rise, and criminals are continually looking for new ways to trick consumers. Here are some schemes and prevention-tips to help you and your family. General Fraud Tactics To Watch Out For: Requests to pay any debts or make gifts to unknown parties using gift cards, cryptocurrency, ACH transfers, or wire transfers. - [News & Information](https://bhcscu.com/news-and-information/) - Newsletters Summer Newsletter 2022 Winter Newsletter 2021 Summer Newsletter 2021 Baylor Fraud Newsletter 2021 Winter Newsletter 2020 Credit Union News Baylor Health Care System Credit Union (BHCSCU), Baylor Scott & White Health (BSW Health), and CONNETICS USA an AMN Healthcare company, have formed a strategic partnership to support the onboarding and financial wellness of over - [Welcome](https://bhcscu.com/welcome-kit/) - Welcoming International Nurses Baylor Health Care System Credit Union (BHCSCU), Baylor Scott & White Health (BSW Health), and CONNETICS USA an AMN Healthcare company, have formed a strategic partnership to support the onboarding and financial wellness of over 500 internationally educated nurses. Click here to view our Welcome Kit for our International Nurses Through this - [New Virtual Branch](https://bhcscu.com/new-virtual-branch/) - Click here for login instructions New and Improved Powerful Digital Solutions, Available 24/7 From Anywhere! The new system will allow you to: View up-to-the-minute account balances Access check images Access transaction history Pay bills with Bill Pay service Enjoy person-to-person payment services Transfer funds to accounts at other financial institutions Create Budgets and track expenses - [New Virtual Branch Login](https://bhcscu.com/new-virtual-branch-login/) - New Virtual Branch Logon instructions Starting October 20, you’ll need to follow these steps below for your first login What to expect for your Initial Logon to new Online Banking: If you updated your login credentials before the conversion: The login process will not change if you have updated your login credentials. When the new - [Access for Apple Device Users](https://bhcscu.com/apple-devices/) - Some Apple IOS users may be experiencing issues accessing the BHCSCU’s online banking through the mobile app. We are working to get the issue resolved. In the meantime, you can bookmark our main website and login via our website. You can also click on button below. CLICK HERE TO LOGIN ONLINE BANKING - [Accessibility](https://bhcscu.com/accessibility/) - At Baylor Health Care System Credit Union, we value diversity and inclusion, and we strive to provide a website that is accessible to the widest possible audience, regardless of technology or ability. And we are constantly looking for ways to improve the overall digital experience for all of our member-owners. If you are using a - [Complaint Notice](https://bhcscu.com/important-info/) - Complaint Notification If you have a problem with the services provided by this credit union, please contact us at: Baylor Health Care System Credit Union 4005 Crutcher St. Suite 130 Dallas, TX 75246 469.676-2200 or www.bhcscu.com The credit union is incorporated under the laws of the State of Texas and under state law is subject - [Privacy Policy](https://bhcscu.com/privacy-policy/) - FACTS WHAT DOES BAYLOR HEALTH CARE SYSTEM CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please - [Refer A Member](https://bhcscu.com/refer-a-member/) - Share the benefits of the Credit Union with your family and co-workers. Baylor Healthcare System Credit Union is a not-for-profit financial cooperative owned and operated by members, and managed exclusively for their benefit. Unlike banks, who return profits to stockholders, we return profits to our member-owners through higher savings rates, lower loan rates, and fewer - [Contact Us](https://bhcscu.com/contact-us/) - Please do not include your account number, SS# or any other private data in this contact email - [Site Map](https://bhcscu.com/site-map/) ## Events - [Celebrating BSW The Heart Hospital, Plano Cardiovascular Institute graduation](https://bhcscu.com/event/test/) - We are proud to offer special financing options to students in the program. To show our continued support, we were excited to celebrate the graduating class of August 2023. Pictured are Adult Echo in red, CV Perfusion in blue, and Invasive CV Technology in green as well as Credit Union staff who attended the event. - [Event 2](https://bhcscu.com/event/test-2/) - summary - [Event 3](https://bhcscu.com/event/event-3/) - summary ## Categories - [Community Events](https://bhcscu.com/category/community-events/) - [Featured Community Events](https://bhcscu.com/category/featured-community-events/)