Rates are subject to change. For the most current rates, please call BHCSCU at 214-820-2342.

We are currently offering rates as low as 2.73% APR* for new and used vehicles. Contact Belinda or Janice before you finance your vehicle with someone else.

For a limited time, enjoy an introductory rate of 3.90% APR* on Credit Cards for the first 6 months.

Loan Rates

TypeTermAPR*
New Vehicles72 months maximumas low as 2.73% APR*
Used Vehicles
2017, 2016 & 201560 months maximumas low as 2.73% APR*
201454 months maximumas low as 2.73% APR*
201348 months maximumas low as 2.73% APR*
201242 months maximumas low as 2.73% APR*
201136 months maximumas low as 2.73% APR*
2010 & older30 months maximumas low as 2.73% APR*
All Other Vehicles
Boats, Motorcycles & RV’sterm same as new & used vehicles as low as 4.73% APR*
Farm Equipmentterm same as new & used vehicles as low as 4.73% APR*
Signature Loans12 months or less as low as 10.90% APR*
13 to 36 months as low as 10.90% APR*
Share Secured24 months or less 7.50% APR*
25 months or more 8.50% APR*
Line of Credit12 months or lessas low as 10.90% APR*
13 to 24 monthsas low as 10.90% APR*
MasterCard LoansRegular12.90% APR*
Secured12.90% APR*
Gold12.90% APR*

Example: If you borrow $20,000 at 2.73% APR* for 60 months, your monthly payment will be $356.98

  • *APR: Wording s/b Rates are subject to change without notice.

Savings

TypeMinimum Opening DepositDividend RateAPY*Minimum Balance to Earn DividendDividend Frequency
Regular Share (Savings)$250.30%0.30%$100Quarterly
Share Drafts (Checking)$200.05%0.05%$1,000Monthly
Christmas Club$250.20%0.20%$25Annually
IRA (all)$250.50%0.50%$25Quarterly

*APY = Annual Percentage Yield. Accurate as of 9/30/16.

Rates are effective as of 7/31/20.

Dividends – The Board of Directors reserves the right to change dividend rates without notice.