Enjoy up to 0.50% off Auto and RV rates.
Add any two of the following loyalty discounts for your 0.50% off!
.25% Loan Loyalty Discount
Members with current loan or loan paid off within past three years including credit card.
.25% Member Loyalty Discount
Members with ACTIVE* checking account.
.25% Legacy Member Discount
20+ years of membership
.25% Saver Loyalty Discount
Members with combined savings balances (savings, Christmas Club, IRA) of $20,000 or more.
.25% New Member Discount
New members who joined BHCSCU in the last six months
*No more than two Relationship Discounts can be combined
*Active Checking = (Direct Deposit OR 10+ combined ACH and debit card transactions in previous three months)
|New Vehicles||84 months maximum||3.49%-18.00% APR*|
|Used Vehicles||72 months maximum||3.49%-18.00% APR*|
|No model older than 7 years old|
|All Other Vehicles|
|Boats, Motorcycles & RV’s||term same as new & used vehicles||4.99%-18.00% APR*|
|Farm Equipment||term same as new & used vehicles||4.99%-18.00% APR*|
|Signature Loans||36 months maximum||10.90%-18.00% APR*|
|Share Secured||24 months or less||3.50% APR*|
|25 months or more||4.50% APR*|
|Line of Credit||24 months maximum||10.90%-18.00% APR*|
|MasterCard Loans||Regular||3.90% APR* for first six months, 12.90% APR* thereafter|
|Secured||3.90% APR* for first six months, 12.90% APR* thereafter|
|Gold||3.90% APR* for first six months, 12.90% APR* thereafter|
|Home Equity Loan||60-180 months||4.75%-6.75%|
|Home Improvement Loan||60-180 months||4.75%-6.75%|
*APR = Annual Percentage Rate. Rates are subject to change without notice.
Rates are effective as of 10/1/2022
|Type||Minimum Opening Deposit||Dividend Rate||APY*||Minimum Balance to Earn Dividend||Dividend Frequency|
|Regular Share (Savings)||$25||0.30%||0.30%||$100||Quarterly|
|Share Drafts (Checking)||$20||0.05%||0.05%||$1,000||Monthly|
*APY = Annual Percentage Yield. Accurate as of 9/30/16.
Rates are effective as of 7/1/2022.
Dividends – The Board of Directors reserves the right to change dividend rates without notice.