Loan Rates

TypeTermAPR*
New Vehicles84 months maximum2.24%-18.00% APR*
Used Vehicles84 months maximum2.24%-18.00% APR*
All Other Vehicles
Boats, Motorcycles & RV’sterm same as new & used vehicles3.74%-18.00% APR*
Farm Equipmentterm same as new & used vehicles3.74%-18.00% APR*
Signature Loans36 months maximum10.90%-18.00% APR*
Share Secured24 months or less 7.50% APR*
25 months or more 8.50% APR*
Line of Credit24 months maximum10.90%-18.00% APR*
MasterCard LoansRegular3.90% APR* for first six months, 12.90% APR* thereafter
Secured3.90% APR* for first six months, 12.90% APR* thereafter
Gold3.90% APR* for first six months, 12.90% APR* thereafter
Home Equity Loan60-180 months3.75%-5.75%
Home Improvement Loan60-180 months3.75%-5.75%

*APR = Annual Percentage Rate. Rates are subject to change without notice.

Rates are effective as of 7/1/2021

Savings

TypeMinimum Opening DepositDividend RateAPY*Minimum Balance to Earn DividendDividend Frequency
Regular Share (Savings)$250.30%0.30%$100Quarterly
Share Drafts (Checking)$200.05%0.05%$1,000Monthly
Christmas Club$250.20%0.20%$25Annually
IRA (all)$250.50%0.50%$25Quarterly

*APY = Annual Percentage Yield. Accurate as of 9/30/16.

Rates are effective as of 7/31/20.

Dividends – The Board of Directors reserves the right to change dividend rates without notice.