FACTS
WHAT DOES BAYLOR HEALTH CARE SYSTEM CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
How?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Checking account information and credit card or other debt
- Credit history and payment history
When you are no longer our member, we continue to share your information as described in this notice.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Checking account information and credit card or other debt
- Credit history and payment history
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s locations (such as the location of an ATM or in store transactions).
When you are no longer our member, we continue to share your information as described in this notice.
Reasons we can share your personal information | Does Baylor Health Care System Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Questions?
Call 469-676-2200
What we do | ||
|---|---|---|
| How does Baylor Health Care System Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
| How does Baylor Health Care System Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. | |
Definitions | ||
|---|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
| |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
| |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
| |
