FACTS

WHAT DOES BAYLOR HEALTH CARE SYSTEM CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Checking account information and credit card or other debt
  • Credit history and payment history

When you are no longer our member, we continue to share your information as described in this notice.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Checking account information and credit card or other debt
  • Credit history and payment history

When you are no longer our member, we continue to share your information as described in this notice.

Reasons we can share your personal information

Does Baylor Health Care System Credit Union share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
YesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NoWe don’t share
For our affiliates to market to you NoWe don’t share
For non-affiliates to market to you NoWe don’t share

Questions?

Call 469-676-2200

What we do

How does Baylor Health Care System Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Baylor Health Care System Credit Union collect my personal information? We collect your personal information, for example, when you

  • open an account or provide employment information
  • apply for financing or provide account information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions 

AffiliatesCompanies related by common ownership or control. They can be financial and
non-financial companies.

  • Baylor Health Care System Credit Union has no affiliates.
Non-affiliatesCompanies not related by common ownership or control. They can be financial and
non-financial companies.

  • Baylor Health Care System Credit Union does not share with our non-affiliates so
    they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT
    and loan recapture programs.