Happy young woman saving money in a piggybank - home finances concepts


Your Savings account with Baylor Health Care System Credit Union represents your share or ownership in the Credit Union. All you need is a minimum $25 deposit into your Savings account in order to join the Credit Union and start enjoying all the benefits of credit union membership. 

Couple sitting in their living room and checking their finances


Check with us, and enjoy fee-free money management with anytime-access, 24/7. Our Checking account includes:   

  • No monthly service fee
  • FREE access at 55,000+ ATMs Nationwide
  • Magic Teller Online Banking access 24 hours a day/7 days a week
  • MasterCard Debit Card
  • Bill Payment Service
  • E-statements
  • Mobile App
  • E-alerts 
  • Unlimited check writing (no per check charges)                       

Take the first step towards easy money management with Direct Deposit to your account, so there are no trips to the branch on payday.

Serious young couple planning budget over laptop at table. Young man and woman calculating monthly expenses at home. They are in casuals.


We’re here to help you plan and save for retirement with three different Individual Retirement Accounts (IRAs) so you can save now for security during retirement. Plus, our accounts are insured by the National Credit Union Administration – an agency of the federal government –  up to $250,000 for added peace of mind. Our IRA options include:

  • Traditional
  • ROTH
  • Educational

Contact IRA specialist Janice Johnson at the credit union (469) 676-2200.

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Christmas Club

Plan ahead for holiday expenses. Our Christmas Club account helps you save all year for gift-giving, travel, and more. Members with this Club account can access funds starting on November 1st to help make holiday spending worry-free.