Share the benefits of the Credit Union with your family and co-workers.

Baylor Healthcare System Credit Union is a not-for-profit financial cooperative owned and operated by members, and managed exclusively for their benefit. Unlike banks, who return profits to stockholders, we return profits to our member-owners through higher savings rates, lower loan rates, and fewer fees.

How are Credit Unions different from Banks?

For profitNot-for-profit
Paid Board of DirectorsVolunteer Board of Directors
Stockholders own the bankMembers own the credit union
Serves customersServes member-owners within their field of membership
Customers have no voting rightsMembers vote for Board of Directors
Profit drivenService driven
Return profits to stockholdersReturn profits to members
Federally insured by FDICFederally insured by NCUA

Joining the Credit Union has never been easier! Establish your membership by depositing $25 into a regular share savings account, and start taking advantage of all that BHCSCU has to offer.