Share the benefits of the Credit Union with your family and co-workers.
Baylor Healthcare System Credit Union is a not-for-profit financial cooperative owned and operated by members, and managed exclusively for their benefit. Unlike banks, who return profits to stockholders, we return profits to our member-owners through higher savings rates, lower loan rates, and fewer fees.
How are Credit Unions different from Banks?
|Paid Board of Directors||Volunteer Board of Directors|
|Stockholders own the bank||Members own the credit union|
|Serves customers||Serves member-owners within their field of membership|
|Customers have no voting rights||Members vote for Board of Directors|
|Profit driven||Service driven|
|Return profits to stockholders||Return profits to members|
|Federally insured by FDIC||Federally insured by NCUA|
Joining the Credit Union has never been easier! Establish your membership by depositing $25 into a regular share savings account, and start taking advantage of all that BHCSCU has to offer.