Share the benefits of the Credit Union with your family and co-workers.
Baylor Healthcare System Credit Union is a not-for-profit financial cooperative owned and operated by members, and managed exclusively for their benefit. Unlike banks, who return profits to stockholders, we return profits to our member-owners through higher savings rates, lower loan rates, and fewer fees.
How are Credit Unions different from Banks?
| BANKS | CREDIT UNIONS |
|---|---|
| For profit | Not-for-profit |
| Paid Board of Directors | Volunteer Board of Directors |
| Stockholders own the bank | Members own the credit union |
| Serves customers | Serves member-owners within their field of membership |
| Customers have no voting rights | Members vote for Board of Directors |
| Profit driven | Service driven |
| Return profits to stockholders | Return profits to members |
| Federally insured by FDIC | Federally insured by NCUA |
Joining the Credit Union has never been easier! Establish your membership by depositing $25 into a regular share savings account, and start taking advantage of all that BHCSCU has to offer.
